Near-Prime Pay Stubs & Tax Returns

A premier loan program with enhanced pricing for your most qualified borrowers.

Loan amounts to $6,000,000
680 minimum credit score
Max DTI 50%.
Primary residence or second homes only; 1-2 units, warrantable and non-warrantable condos
Two months’ consecutive bank statements required
30 days’ paystubs & most recent 2 years' W-2
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Near-Prime Bank Statements

A premier loan program with enhanced pricing for your most qualified borrowers.

Loan amounts to $6,000,000
680 minimum credit score
Max DTI 50%.
Primary residence or second homes only; 1-2 units, warrantable and non-warrantable condos
12 months’ personal and/or business bank statements required + 12-month P&L
Most recent 12-mth P&L + proof of min 3 years' self-employment & percentage of business owned
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Near PRIME Loans

Call me at 678.770.5046 to learn how our full line of loan programs can help your clients secure home financing.

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Near PRIME Loan Programs

 

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Become an Approved Lender with Sprout Mortgage.