Prime Jumbo Full Doc

A premier jumbo loan program with LTVs to 95% - and no MI

Credit scores starting at 620
Up to 95% LTV (with 720 FICO)
50% DTI to 85% LTV
Cash-out proceeds can be used to meet Reserve Requirements
Max Loan Amount $6,000,000
Min Loan Amount $100,000 (owner-occupied and 2nd homes)
3 – 12 mths PITIA reserves (based on loan amount)
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Income Per Bank Statements

Designed for borrowers whose true income is documented by their bank statements. Self-employed borrowers can qualify using 50% of the revenue from their last 12 months of deposits.

Credit scores starting at 620
Up to 90% LTV (with 720 FICO)
50% DTI (for LTV to 85%); 43% DTI (for LTV to 90%)
Max Loan Amount $6,000,000
Min Loan Amount $100,000 (owner-occupied and 2nd homes)
3 – 12 mths PITIA reserves (based on loan amount)
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Alternative Qualification Asset Depletion

Designed for borrowers with substantial liquid capital. The Asset Depletion program permits borrowers to qualify based on their assets, up to 50% DTI.

Borrower receives 100% credit of the retirement amount in their portfolio
Credit scores starting at 620
Up to 85% LTV (with 720 FICO)
Cash-out and Interest-only options available
Max Loan Amount $6,000,000
Min Loan Amount $150,000 (owner-occupied, 2nd homes)
3 – 12 mths PITIA reserves (based on loan amount)
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Our JUMBO & Super JUMBO Loan Programs

A premier jumbo loan product with loan amounts to $10 million.

Flyers to Download.

Prime Jumbo Full Doc Jumbo Asset Depletion Jumbo bank statements Jumbo Full Doc Flyer

Super Jumbo Pay Stubs & Tax Returns Super jumbo

Super Jumbo Bank Statements  super Jumbo bank statements

 

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Next Steps...

Become an Approved Correspondent OR Wholesale Lender with Sprout Mortgage