Investor/No Ratio

No cash flow or DTI requirements, with credit score as low as 640

Credit scores starting at 640
Up to 75% LTV (with 700 FICO)
1-4 units and condo
Foreign borrowers permitted
Max Loan Amount $3,000,000
Min Loan Amount $75,000
3 – 12 mths PITIA reserves (based on loan amount)
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Investor/DSC

A true investor product with rates closer to prime than traditional hard money. Use the cash flow from the rental property to qualify.

Credit scores starting at 620
Up to 80% LTV (with 720 FICO)
Qualifications based on 100% debt service coverage
Max Loan Amount $5,000,000
Min Loan Amount $75,000
3 – 12 mths PITIA reserves (based on loan amount)
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Investor/Mixed Use

Financing for 2-6 unit properties that include both commercial and living space. Use the cash flow from the rental property to qualify.

Credit scores starting at 620
Up to 80% LTV (with 740 FICO)
Qualifications based on 110% debt service coverage
Max Loan Amount $4,000,000
Min Loan Amount $200,000
3 – 12 mths PITIA reserves (based on loan amount)
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Our Investor Loan Programs

Products specifically designed for US or foreign real estate investors.

 

Download program flyers.

Investor No Ratio investor no ratio

Investor DSC  investor DSC

Investor Mixed Use investor mixed use

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Next Steps...

Become an Approved Correspondent Lender with Sprout Mortgage

Call  Jeff LaVigne 678.770.5046